1 Typically, dental insurance is a somewhat complicated process. To obtain dental insurance, a patient usually goes through a lengthy paperwork process, review of pre-existing conditions, and a long waiting period.
2 When a procedure is performed, a claim is filed to the insurance provider, and the provider will then send a payment to either the dentist, or the patient, if they have direct reimbursement.
3 Usually, the patient has to pay some sort of deductible in addition to their monthly dental insurance premiums.
4 Almost all insurance companies are different in their practices and fees and claims processes can be different in every company.
Dental plans operate on the same idea as dental insurance...but without the hassle.
There's still a network of providers that you choose from for your dental procedures, but there are no claim forms, no long waiting periods, no deductibles, and no regulations on pre-existing conditions.
You pay an annual membership fee to your dental plan provider, and pay a significantly discounted fee at the time of your procedure, and you're done.
Simply stated: they don't want to deal with the hassle either.
Constantly processing paperwork and claims and billing forms is very time consuming for a dental practice.
Dental plans make it easy both on the patient...and the doctor.
The logistics of processing a dental procedure become a lot easier when all you have to deal with is a membership card and a fee!
Additionally, enrolling in Dental Plans is an incredibly effective and easy way for a dentist to generate more business and build their clientele.
There are over 210,000 dentist listings in combined networks in the United States, so chances are good that your current dentist is already a participating provider.
Click below to get a full list of participating providers in your area, or refer back to the search tool on Find A Dentist to contact a dentist in your city.